nonfinanced
uncashable
noncashable
nonreimbursable
impecunity
nonprofitable
subeconomic
nonfunded
unmoneyed
unafforded
unexpended
nonforaging
uncompendious
you don't get something for nothing
unprofitable
noninterest
uncostable
undercharge
budget
unpreponderating
unsavable
noncostable
nonbargainable
peanuts
uninnovating
noneconomic
penny-pinching
unphilanthropical
nonprofit
unresaleable
nonresaleable
unfunded
unremunerative
cashierless
unsacrificing
nonsave
nonrepaid
unenriching
unconsumptive
unluxurious
unborrowable
unaccommodating
unobliging
unenduring
misspend
unreimbursed
ill-spent
float