I don't have any money
moneyless
pennilessly
cashless
I don't want to buy anything
nonspending
not have a pot to piss in
nonfinancial
debtless
tapped out
debt-free
baggageless
complimentary
costless
gratuitous
gratis
moneylessness
free
non-paying
emptyhanded
walletless
bankless
nonbudgetary
nonvaluable
unfinanced
coinless
noncashable
uncashable
chargelessness
unloaned
uncashiered
mafeesh
unfeed
busted
broke
unbankable
nonbankable
stipendless
accountless
purseless
emptyhandedness
dollarless
childless
for free
nonexpensive
creditless
impecunious
free of charge
nonpaying
unbuying
possessionless
uncompendious
unowning
billetless
pinched
unseeking
two pennies to rub together
penurious
in straitened circumstances
penniless
hard up
unborrowable
free as a bird
fundless
costlessly
unloanable
unfunded
unpaid
free as in beer
empty
nonlending
undercharge
empty-handed
nonspender
NINJA loan
bare
unmoneyed
ultracheap
tuppenny-ha'penny
for a song
poor person
NINA loan
stamenless
dirt cheap
have-not
resourceless
supercheap
workless
almsless
nonfinanceable
out of work